Getting Started
A quick orientation before you write code: what GrowthBnk is, how orchestration works, and how to get from sandbox to live.
What is GrowthBnk?
GrowthBnk is a financial orchestration platform. Instead of integrating each payment gateway separately, you integrate GrowthBnk once and it routes every transaction to the best-fit aggregator or gateway based on rules you configure — keeping you gateway-agnostic and resilient.
Payment orchestration overview
Orchestration sits between your application and multiple gateways and handles:
- Routing — pick the right gateway per transaction.
- Retries & failover — recover automatically when a gateway declines or is down.
- Reconciliation & reporting — one consistent view across gateways.
Supported payment gateways
GrowthBnk integrates with major Indian aggregators and gateways (e.g. Razorpay, PayU, Cashfree, Paytm, Easebuzz) and can be
extended to others. You never call a gateway directly — GrowthBnk selects one and returns a hosted payment_link.
Sandbox & production environments
| Environment | Base URL | Money |
|---|---|---|
| Sandbox | https://sandbox.growthbnk.com | Test only — UAT gateways, no real money. |
| Production | https://api.growthbnk.com | Live — real settlements. |
The contract is identical across environments — switching is a change of base URL + credentials. See Sandbox & Production.
How payment routing works
On each payment, GrowthBnk evaluates your active routing rules (priority, weighted, sequential, failover, time/amount/bank/instrument based) and selects a gateway server-side. You can change routing without redeploying. See the routing FAQs in the FAQ.
Merchant onboarding flow
Create your account and provide legal entity information.
Auto-approved in sandbox; required for production.
Receive your API key + salt for testing.
Build against the sandbox and exercise every path.
Submit for approval once testing is complete.
Swap to production credentials and ramp traffic.
Test Mode
Test Mode runs against the sandbox with UAT gateways and test instruments, so you can validate success, failure, pending, timeout and refund scenarios safely. See Sandbox.
Going live
Before switching on real traffic, complete the Go Live Checklist and review the Common Mistakes.
Ready to build? Head to the Quick Start to make your first payment, then wire up Webhooks.